Bridging the Financial Gap for Vehicle Owners through A Bespoke Automotive-Finance Ecosystem.
Discover our reliable, fast, and transparent automotive support, designed to protect your vehicle and your wallet.
Purpose and Impact
A business designed to reshape the way South Africans buy, repair, and manage their vehicles. There is no integrated, affordable solution that helps buyers, workshops, and vehicle owners all at once. And that is the gap Ndinani-Ndinawe exists to fill. We’ve created a simple but powerful auto-finance ecosystem that delivers three core services:
✅ Affordable micro-loans for vehicle repairs and mechanical emergencies.
✅ Pre-purchase inspection support to protect buyers from hidden vehicle problems.
✅ Job-card debt purchasing, giving workshops, and immediate cash flow while we take on
the credit risk.
Key partners
involved in our eco-system
View4You
View4You offers top-notch inspection and consulting services catering to individuals,
businesses, and the commercial sector. Specialises in facilitating assured quality purchases,
minimising buyer dissatisfaction, and optimising the customer’s time investment.
Mumbo Repairs & Car Time
Mumbo Repairs specialises in general repairs and maintenance, Engine and Transmission Rebuilds,
Diagnostics.
CARtime takes immense pride in delivering top-notch service to its customers. Their
expert services and repairs are backed by a guarantee for 6 months or 10,000 kilometers,
whichever comes first, ensuring your peace of mind
Ndinawe Ndinani Finances
Flexible Finance Solutions for the Road Ahead. We connect motorists and workshops through smart financial support. Whether it’s helping drivers afford essential repairs or providing workshops with immediate liquidity by purchasing job card debt, Ndinani Ndinawe Finance keeps the automotive industry moving.
About us
We are a South African automotive-finance ecosystem company dedicated to helping vehicle owners access reliable, affordable financial support.
We provide pre-purchase vehicle inspection assistance, micro-loans for repairs, and job-card debt solutions for workshops—ensuring transparency, consumer protection, and financial peace of mind. Founded by Mr. Phambili Botha, our mission is to build a trusted automotive-finance ecosystem that supports both consumers and workshops.
Expertise Areas
✅ Micro-Loans for Vehicle Repairs
✅ Pre-Purchase Vehicle Inspection Support.
✅ Job-Card Debt Purchasing
Why Choose us?
Get on the road faster with our financing solution designed specifically for first-time and low-to-middle income vehicle owners. We make the process simple and stress-free:
✅Fast and Easy: Benefit from fast approvals and easy processing.
✅Affordable: Enjoy affordable interest rates that fit your budget.
✅Trustworthy: Our offers are backed by accredited automotive partners.
✅Clear: Experience transparent processes from start to finish, so you know exactly what to expect.
Start your journey to owning your dream vehicle today!
How it works?
Expert Guidance
Navigate your car challenges with the help of our seasoned consultants, skilled in diverse industry verticals.
Innovative Strategies
Capitalise on our forward-thinking approaches designed to keep your car purchasing and maintenance journey ahead in the ever-evolving market.
Partnership Approach
Enjoy the advantage of our partnership-driven ethos, focusing on your success as our primary goal.
Our Partners
View4You
View4You offers top-notch inspection and consulting services catering to individuals,
businesses, and the commercial sector. We specialise in facilitating assured quality purchases,
minimising buyer dissatisfaction, and optimising the customer’s time investment.
Mumbo Repairs
Specialises in general repairs and maintenance, Engine and Transmission Rebuilds,
Diagnostics. Has rebuilt top automotive brands, including Maserati, VW GTI, Ford Mustang, and more.
Car Time
At CARtime, we take immense pride in delivering top-notch service to our customers. Their
expert services and repairs are backed by a guarantee for 6 months or 10,000 kilometers,
whichever comes first, ensuring your peace of mind. With convenient locations nationwide,
we’re here to serve you. They are also open on Saturdays for added flexibility.